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Budget

Your first ownership budget

Everything beyond the bike price: gear, transport, servicing, consumables and registration.

Updated 27 October 2026. Desk research, written by Dirty Bikes.

The price on the bike is only the start. This checklist covers the costs most new riders forget. We don't put dollar figures on them, because they vary by bike, state and how you ride. Get quotes for your own situation.

1. The bike price itself

Australian prices are quoted in different ways. Ride-away usually includes dealer delivery and, for registrable bikes, registration and compulsory third party insurance for a period. Other labels, such as ready to ride or recommended retail, may include less. Some makers only show a price once you enter a postcode. On our bike pages we copy the label exactly as the source states it.

2. Protective gear

Budget for a properly fitted helmet, goggles, boots, gloves, riding pants and jersey, plus body protection such as a chest protector and knee braces or guards. Good gear is not optional, and fit matters as much as price.

3. Transport

Most dirt bikes are ridden away from home, so you'll need a trailer, ute or rack, plus tie-downs and a ramp. Check that your vehicle and towbar can carry the bike's weight.

4. Servicing and consumables

5. Fuel or electricity

Work out your own cost from your local fuel price or electricity tariff and how much you'll ride. Use the same, realistic riding assumptions for petrol and electric so the comparison is fair.

6. Registration and insurance

If the bike is registrable and you plan to register it, include registration and insurance at your state's rates. Unregistered bikes may still need insurance or permits depending on where you ride. Check with your state or territory authority and your insurer.

7. Electric-specific costs

Ask about the included charger, any optional faster charger, and the cost and availability of a replacement battery.

8. Training and access

Rider training is worth budgeting for, especially if you're new. Riding parks and tracks often charge entry or membership fees.